How to Travel for Free with Credit Card Points

Isn’t that the dream? On this site I detail ways to travel for free with points, but lets start with the basic concept.

Can you really travel for free?

Yes! It seems like a myth a lot of the time, but if you know how to do it right (which is why I assume you are here) it is absolutely possible to travel cheaper or entirely for free!

Finding the Right Cards

To actually be successful, you need to be using the right cards for you. That’s right, cards plural. You can start simple with a single card for all your spending, but to really do well you will have to combine the power of multiple cards for the best benefits.

The ‘right card’ will differ from person to person, but there are some basics:

Go for points, not cashback

We all love money. A card that puts cash back into your pocket is compelling. However, the best redemption for travel come from points, not hording enough cashback to pay for a full vacation.

Don’t be Scared of Annual Fees

A lot of people I talk to don’t understand why anyone would pay for a credit card. “I’m trying to earn rewards, not spend money”. Well, this is a classic example of having to spend money to make money. Cards with annual fees offer better benefits and earn rates that can pay for themselves several times over the course of a year. For example, a hotel card with a $95 annual fee that comes with a free night voucher every year. This is standard perk for hotel cards.

If you stay at a hotel once a year anyway, by using that free night voucher for a room that potentially costs hundreds of dollars, especially if you use it during peak times like the holiday season, then you already make out a winner.

Can you imagine yourself relaxing at the Park Hyatt Sydney? I can. Courtesy Hyatt.

Be Ready to Transfer Points

That’s right, you can transfer your points! This is where you get the best value. Lots of card programs such as American Express Membership Rewards and Chase Ultimate Rewards let you transfer your credit card points to airline miles. Doing so can get you massive deals like first class flights and free rooms at luxury resorts.

More Than Just Points

Travel cards offer more than just points to help you travel in comfort and on the cheap. Free checked baggage and airport lounge access? Yes please! Complimentary room upgrades and meal or spa vouchers at that resort? Count me in!